Are You Underwater on Your Mortgage?

Underwater Loans

Currently, many homeowners find themselves without equity due to the housing crisis. In early 2012, the HARP “Underwater” refinance program received enhancements.  If your loan is owned by Fannie Mae or Freddie Mac, you may be eligible to refinance no matter how far underwater you are.

Many times there is NO APPRAISAL required! CONTACT US today to see if you qualify.

Home Affordable Refinance Program (HARP)

If you are current on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through MHA’s Home Affordable Refinance Program (HARP). HARP is designed to help you get a new, more affordable, more stable mortgage. HARP refinance loans require a loan application and underwriting process, and refinance fees will apply.

Refinance if you have equity in your home and take advantage of historically low rates.


Incredibly Low Mortgage Rates Mean Lowering Your Payment is Easier Than Ever!

Why pay more than you have to? Don’t miss your chance to take advantage of mortgage rates at their lowest in several decades. Even changing the terms of your mortgage loan can maximize your monthly income. Check out our Refinance Calculator to see how a new rate and term could lower your monthly mortgage payment.